In Germany, various groups of people are subject to statutory insurance. These include:
These regulations ensure that a broad section of the population is included in the statutory system and protected against the financial risks of illness and the need for long-term care.
In fact, there are exceptions that allow you to opt out of the statutory insurance obligation.
People over the age of 55 who have had private health insurance in the last five years can no longer switch to statutory health insurance – unless they can be insured through their partner’s family insurance. This rule is intended to prevent people from suddenly switching between systems as they get older.
Are you unsure about your health insurance situation in Germany? KassenKompass helps you to create clarity. Find out about your options now and make sure you are optimally covered!
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