Family insurance vs. saving with statutory health insurance as a student!

This is how much you can save

Imagine you currently pay a health insurance contribution of 99.06 euros per month with an additional contribution of 1.98 percent. If you switch to a health insurance company with an additional contribution of just 0.9 percent, your monthly contribution will be reduced to 90.29 euros. That’s an annual saving of around 105 euros! A comparison of health insurance companies can be worthwhile, but the right music plays in the bonus program and additional benefits.

More than just basic care: The additional services

Fancy: €1,200 health course or €500 for your sports membership or €100 for your dental care? There are many ways to save money. You just have to do it!

In addition to the basic contribution, many health insurance companies offer attractive additional benefits. Whether subsidies for professional dental cleaning, osteopathy or homeopathy – the offers vary greatly. A detailed comparison will help you to find a fund that is not only affordable, but also offers extras that suit your lifestyle.

Use bonus programs – Stay mentally fit while studying!

Many health insurance companies reward health-conscious behavior with bonus programs. Whether you go for regular check-ups or are active in the gym, such programs can earn you rewards in cash or in kind – a nice bonus for your student budget.

Second job? How to stay properly insured vs. family insurance up to the age of 25

If you work alongside your studies, make sure that your studies take center stage. If your working hours exceed 20 hours per week, you will be excluded from the student health insurance scheme. You can then take out voluntary insurance, whereby your contribution is based on your income.

Up to the age of 25, you may be covered by your parents’ statutory health insurance – free of charge. However, please note the income limit of 538 euros per month in order not to lose your entitlement. Co-insurance is also possible via the spouse or partner as long as the requirements are met.

Are you ready to save money on your health insurance as a student and benefit from great additional services at the same time? Start your comparison now with KassenKompass and find the health insurance that best suits you and your budget!